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The United States Department of Agriculture (USDA) is one of the largest organizations to provide financing for charter school facilities. It surpasses most banks and even the Department of Education.


Entities can apply for a direct loan, grant, or loan guarantee to construct, purchase or improve an essential community facility.


Eligible communities include any city, village, township, town, or Tribal land with a population less than 20,000 based on the most recent census.


Since 2008, charter schools have received low interest USDA loans, ranging from $52,000 to $18 million per project.

The most popular USDA programs for charter schools are the Community Facilities (CF) Direct Loan and Guaranteed Loan programs.


Visit their website for other USDA programs.

View the USDA Financing of Rural Charter Schools Report to learn more about

the USDA financing of rural charter schools.

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